I've Paid For This Twice Already...

Description: Tips and ideas for debt reduction, frugal living, living within your means (even if those means are small) and dealing with setbacks on the road to being debt free. The definitive source for what snowflaking is, what it means, how to generate snowflakes, and how to use this to reduce your debt. This is one family's story about how they are slowly getting out of debt - for life.
Keywords: frugal, snowflaking, how to buy a house for a dollar, i have already paid merce